staying home making money

Getting Started – Even With Bad Credit And 3 Kids

If you are a stay-at-home mom with 3 kids we're surprised you have the time to even read this! Being the primary caretaker of one child can be difficult enough – managing three kids is practically a business in itself. Unfortunately, it doesn't really pay well and eats into your funds really fast. So how do you get out of having strained finances while being responsible for the upbringing of your children? By starting a high income business opportunity from home.

Honestly, though, starting a home business with kids is not going to be easy. It will require a major commitment on your part and some sleepless nights as well. But then, you are probably already accustomed to sleepless nights. There are three primary things that you will need to address if you want to be a stay-at-home mom who earns big bucks.

1. First, the bad credit. This can be a stumbling block to starting a traditional business venture. However, it is not an insurmountable one. Work out a plan to repair your bad credit. Look into the total earnings of your family and your total expenditures and make cuts wherever required. The best thing to do is to get some help and professional advice. Get with Oprah's Debt Diet if that's what it takes.

This is a slow process. It can take several years for you to clear your debts. However, taking control of your finances will give you power. It will also give you a realistic picture of how much money you can put into your business (if any) and how much you need to earn to stay afloat.

One important thing to remember is that starting a home business need not put you further into debt. You can start right now and take advantage of great work-from-home opportunities for as little as $35! Maybe you like the idea of taking surveys for pay and prizes, or maybe you don't. But the great part is that it is a business that you can start right this very minute--and have checks coming in as soon as next week. See our surveys page for more information and our top pick for a survey service.

2. The second thing you need to address is dealing with the 3 kids. Time consuming, exhausting and an absolute delight, right?. You simply have to learn to work around the kids because they need you and you need them. The best thing to do here is to get your spouse to help a bit. If that is not possible ask your friends and family for help. If you can get someone to take care of the kids for a bit for even a few weeks initially, it should give you enough time to get rolling. There are "Mothers-Day-Out" programs that provide an excellent and surprisingly affordable way for you to have time to work two days a week.

Once your new home business lands on its feet, you could probably invest some of your earnings in hiring part time domestic help or a babysitter. This will free up more of your time and allow you to work comfortably.

Remember, being a parent and a breadwinner require equal amounts of time and effort. You will have to give up some time as a parent to be an entrepreneur.

3. Do not forget your commitment to yourself. You have to be determined to succeed. There really is no other way to guarantee your success. Choose the right business opportunity, create time for yourself, set aside a small fund and work hard. The pay off will happen – and when it happens it will be big.

Never think about quitting your new home work business opportunity, no matter how difficult it gets. Even if there are setbacks and days when you want to throw in the towel--keep going. Give yourself at least 6 months to succeed and watch your business grow.

And, finally, don't stop dreaming. Take small practical steps towards realizing your goals. Within a short span of time you will find a practical and enjoyable balance between your business and household.

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